中国银行业普惠型小微企业贷款余额超10万亿元

伊人久久在线 · 2019-08-14 12:19
中国银行业普惠型小微企业贷款余额超10万亿元

  我國銀行業普惠型小微企業貸款餘額超10萬億元

  新華社北京8月12日電(記者許晟、李延霞)中國銀保監會12日發佈數據,截至二季度末,我國銀行業金融機構用於小微企業的貸款餘額35.63萬億元,其中單戶授信總額1000萬元及以下的普惠型小微企業貸款餘額10.7萬億元,同比增長26.6%。

  數據還顯示,我國銀行業資產增速繼續回升,保險業總資產平穩增長。截至二季度末,銀行業金融機構本外幣資產281.58萬億元,同比增長8.2%;保險公司總資產19.5萬億元,較年初增加1.17萬億元,增長6.4%。

  銀保監會分析認為,我國銀行業信貸資產質量基本保持平穩,利潤增長基本穩定,風險抵補能力較為充足,流動性水平保持穩健。

  今年上半年,我國商業銀行累計實現凈利潤1.13萬億元,同比增長6.5%。截至二季度末,商業銀行不良貸款餘額2.24萬億元,不良貸款率1.81%,較上季末增加0.01個百分點;撥備覆蓋率為190.61%,較上季末下降1.56個百分點;流動性比例為55.77%,較上季末下降1.04個百分點;不含外國銀行分行的商業銀行核心一級資本充足率為10.71%,較上季末下降0.23個百分點。

Remaining sum of loan of benefit of our country banking general small small company exceeds 10 trillion yuan

Beijing of Xinhua News Agency on August 12 report (reporter Xu Cheng, Li Yanxia) Chinese silver protects inspect to be able to release data 12 days, up to 2 quarters end, orgnaization of finance of our country banking uses 35.63 trillion yuan at the loan remaining sum of small small company, among them sheet door gives a letter amount reachs remaining sum of loan of the following Pu Hui small small company 10 million yuan 10.7 trillion yuan, grow 26.6% compared to the same period.

Data still shows, assets of our country banking is added fast continue to pick up, insurance total assets grows smoothly. Up to 2 quarters end, banking finance orgnaization this foreign currency asset two hundred and eighty-one thousand five hundred and eighty billion yuan, grow 8.2% compared to the same period; Insurance company total assets 19.5 trillion yuan, relatively the beginning of the year increases 1.17 trillion yuan, grow 6.4% .

Analysis of the silver-colored meeting that keep watch thinks, quality of asset of credit of our country banking keeps basically smooth, profit grows basic stability, the risk reachs filling capacity relatively enough, liquidity level keeps dovish.

This year first half of the year, accumulative total of our country commercial bank realizes net profit 1.13 trillion yuan, grow 6.5% compared to the same period. Up to 2 quarters end, the commercial bank is bad loan remaining sum 2.24 trillion yuan, bad loan is led 1.81% , relatively on Ji Mo increases 0.01 percent; Dial equipment to enclothe rate for 190.61% , relatively on Ji Mo drops 1.56 percent; Fluidity scale is 55.77% , relatively on Ji Mo drops 1.04 percent; One class capital leads the commercial bank core that does not contain foreign bank subsidiary bank amply for 10.71% , relatively on Ji Mo drops 0.23 percent.

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